The Ultimate Guide to Fintech
A curated UK edition of TechDay news, analysis, interviews, reviews, job moves, and related resources for Fintech.
What to know about Fintech
Fintech, short for financial technology, represents a dynamic sector where innovation meets finance to revolutionize how individuals and businesses manage money. This tag aggregates stories that cover the broad spectrum of fintech developments ranging from payment solutions and banking technology to AI-driven financial services and cybersecurity.
Readers exploring this tag will find insights on groundbreaking startups expanding across regions, significant funding rounds propelling growth, the rise of embedded finance, and the ongoing challenges of regulatory compliance and cybersecurity in financial services. The stories also spotlight the evolving influence of women leaders and inclusivity efforts within the fintech landscape.
Whether it's about the latest in digital payments, collaboration between traditional banks and fintech firms, advances in AI for financial operations, or regional fintech ecosystems gaining momentum, this collection offers valuable knowledge for anyone interested in the current and future impact of technology on finance.
UK Fintech News
Regional stories with direct local relevance
Shufti wins iBeta Level 3 for face liveness on mobiles
Independent testing showed the firm's face checks can block spoofing on mainstream phones while avoiding friction for genuine users.
Vodafone tightens control of VodafoneThree after merger
Control of the merged UK mobile venture gives Vodafone a freer hand as regulators monitor competition safeguards and network investment promises.
Credas says digital identity pass rates rise to 89.3%
Credas says digital identity checks are more decisive, with manual referrals falling to 3%-4% a year as identity fraud stays a concern.
Temenos launches modular core banking tools for banks
Temenos rolls out modular retail deposits and lending tools as Reliance Bank picks its SaaS platform to replace legacy core systems.
UK advisers warm to agentic AI in wealth platforms
Confidence in agentic AI is rising among UK advisers, but regulation and oversight will decide whether it reaches day-to-day platform use.
RPM Forex launches Gold Bot as automated trading tool
Retail traders may face quicker gold and forex decisions as the new bot automates analysis and trade execution from GBP £495.
Analyst Insights
Research and market analysis connected to Fintech
Temenos launches modular core banking tools for banks
Temenos named Forrester leader in digital banking tech
Thunes ranks among top three in cross-border payments
Rimini Street: SaaS-pocalypse spells opportunity to escape AI lock-in
CFOs face AI talent squeeze amid market volatility
Featured News
Sage Intacct builds explainable AI into accounting
Accountants facing staff shortages may gain faster workflows, as Sage Intacct’s new agent exposes its calculations, sources and audit trail.
Exclusive: Google Cloud reshaping finance with agentic AI
Banks must move beyond isolated pilots if they want agentic AI to deliver enterprise-wide gains, Google Cloud says.
Exclusive: G+D's Sofiane Chouane on the future of European fintech
European fintech is maturing as G+D's Sofiane Chouane charts a future shaped by stricter regulation, AI, and bank-startup partnerships.
Strong growth for Irish tech imports across Australia and New Zealand
Irish tech exports to Australia and New Zealand have surged nearly 60% in five years, with Enterprise Ireland backing rapid sector growth.
Confluent says data streaming will enable faster, better decisions
Confluent says organisations must shift to governed data streaming, with AI agents making millisecond decisions at scale.
Composable, process‑aware AI key to enterprise ROI
Process intelligence and composable architecture are emerging as the missing ingredients to turn fragile AI pilots into resilient, traceable value.
Expert Columns
AI in accounts payable: A threat to jobs or a catalyst for value?
The 70% problem: Why checkout is still where eCommerce goes to die
KYA is the new KYC: The payment identity problem AI commerce cannot afford to ignore
How accurate address data powers identity verification
When identity becomes the payment rail
Building digital trust: Data quality provides a scalable path
AI can inspire travel, but it still can't book it. That's about to change
How embedded DaaS finance drives IT upgrades and creates predictable refresh cycles for the channel
Conquer the KYB challenge: How smarter data quality fuels fintech integrators
The amber problem: Why addresses alone won't solve cross-border payment failures
Interviews
Interviews and video coverage from the network
Sage Intacct builds explainable AI into accounting
Exclusive: Google Cloud reshaping finance with agentic AI
Exclusive: G+D's Sofiane Chouane on the future of European fintech
Strong growth for Irish tech imports across Australia and New Zealand
Confluent says data streaming will enable faster, better decisions
Recent Fintech News
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Reliance Bank picks Temenos SaaS for digital overhaul
The switch should let Reliance Bank cut costs, speed up launches and modernise ageing systems without building a larger in-house tech stack.
CBI posts 14% revenue rise as payment services grow
Rising demand for account checks and bill payments lifted CBI’s 2025 revenue 14%, as its services handled more than 100 million transactions.
Lloyds, Google & Hack The Box host UK finance hackathon
Banks and fintechs are being pushed to sharpen cyber defences as AI threats and operational knock-on effects test the UK payments system.
Icon Solutions wins King's Award for payments innovation
Banks seeking to replace ageing payments systems without disruption will note the fintech's national recognition for modernising infrastructure.
Lightyear launches ready-made plans for UK investors
A simpler route into the stock market may appeal to UK savers, as most hold cash while fewer than one in six own shares or funds.
UK consumers use AI widely but trust lags, EY finds
Concern is growing over who controls AI decisions, even as 74% of UK consumers have used the technology in the past six months.
UK consumers claim GBP £3.5bn in friendly fraud refunds
Retailers are bearing the cost as millions of valid card payments are challenged, leaving banks to refund GBP £3.5 billion in a year.
Most UK payments firms miss FCA safeguarding rules
A survey shows only 13% of FCA-regulated payments firms are doing daily reconciliations, leaving many exposed to the new safeguarding regime.
TISA backs digital ID plans but warns on safeguards
Digital IDs could speed up account opening and cut fraud, but the industry body says ministers must first nail safeguards and liability.
Innovation City launches on-chain business identities
Banks and regulators can now verify Ras Al Khaimah free zone companies in seconds, as paper licences are replaced on-chain.
AutoRek appoints Tony Livesey as Technology and Product Chief
The hire signals a push to scale AutoRek’s platform for larger international clients as it adds AI and automation to its financial controls software.
KYA is the new KYC: The payment identity problem AI commerce cannot afford to ignore
High decline rates and chargeback risk are already hitting merchants as AI agents struggle to pass payment checks built for human shoppers.
WealthAi launches AI compliance tool for wealth managers
Wealth managers face tighter regulatory scrutiny as the platform promises to replace spreadsheet checks with real-time review of all client messages.
Edinburgh study calls for youth-friendly banking redesign
Researchers found young Scots want simpler digital banking, stronger scam protection and advice that fits milestones such as jobs and rent.
Women in Collaboration hosts London finance leaders
More than 100 senior female finance executives will compare notes in London on funding pressure, AI adoption and systems risk.
Vernon Building Society taps FintechOS for mortgage overhaul
Borrowers and brokers could see faster mortgage processing as Vernon Building Society adds a new digital layer without replacing core systems.
LemFi names London global HQ in GBP £100m UK pledge
London will host LemFi's global operations as the fintech plans to hire more staff and expand compliance after pledging GBP £100 million in the UK.
Bloxley chooses Equals Money for cross-border push
The neobank can now tap infrastructure for accounts in more than 38 currencies as it prepares a launch in four countries.
NCR Atleos renews Castle Leisure ATM deal at 11 venues
Free-to-use cash access will stay available at Castle Leisure’s UK venues as the operator renews outsourced management of 22 ATMs.
UK financial planners see AI boosting efficiency, not cuts
Most firms expect AI to streamline admin and planning support, while only 3% plan staff reductions this year, a survey shows.
Job Moves
AutoRek appoints Tony Livesey as Technology and Product Chief
WealthAi names Pratim Das as Chief Technology Officer
Dig appoints Ideal World Co-founder Paul Wright to board
InDebted appoints Rob Young as UK Managing Director
Hyperlayer adds Chan & O'Callaghan after GBP £30m raise
CyberNorth unveils new look & confirms leadership team
Silverfin names An Maes CEO to drive European growth
IDnow hires ex-Ukraine minister for digital identity push
Bitget names Oliver Stauber to lead new Vienna EU hub
