About Karen Joy
Karen Joy Bacudo
Finance Editor
Karen wears two hats at TechDay, balancing her role as an editor while assisting with finance tasks. She bridges writing content and reconciling numbers to support the team, with the same level of accuracy and precision.
Stories by Karen Joy - Page 11
Token.io unveils Account on File to streamline Pay by Bank
Last month
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data protection
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fintech
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cx
Token.io launches Account on File to make Pay by Bank a near one-tap checkout, cutting steps and boosting conversion for UK and EU merchants.
Zodia Custody, PCP bring credit workflows into custody
Last month
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crypto
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defi
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nab
Zodia Custody embeds PCP credit tools so banks can lend and borrow against tokenised assets while keeping collateral in secure custody.
Barclays & Sage link up to ease small business admin
Last month
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saas
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dr
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digital transformation
Barclays and Sage are teaming up to link banking with cloud accounting, aiming to slash admin time for UK small firms as tax rules tighten.
Sage data shows UK SMEs grow profits but slash investment
Last month
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digital transformation
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ai
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clean technologies
UK SMEs lifted revenues and profits in 2025 but cut capital spending for a 17th straight quarter, Sage data shows, signalling wary growth.
Brickflow, Loans Warehouse complete GBP £4.5m bridging
Last month
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fintech
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cx
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martech
Brickflow powers 20 specialist bridging deals for Loans Warehouse, delivering total lending above GBP £4.5m amid rising short-term finance demand.
Klarna tops 1 million merchants as leisure spend surges
Last month
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crypto
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fintech
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cx
Klarna has topped 1 million merchants worldwide as it accelerates into everyday and leisure spending, led by sport, hobby and wellness.
Circles, Airwallex bring embedded finance to global telcos
Last month
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saas
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dr
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digital transformation
Circles partners with Airwallex to plug embedded banking into CirclesX, letting telcos launch financial services across more than 70 markets.
Circles.Life launches Zerofy card with instant cashback
Last month
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dr
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crypto
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fintech
Circles.Life rolls out Zerofy Cashback Card in Singapore, touting instant, uncapped rewards on global spend via Airwallex and Visa.
Thunes links Swift banks to global stablecoin wallets
Last month
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crypto
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fintech
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blockchain
Thunes opens Swift banks to direct USDC and USDT payouts, linking 11,500 institutions with 500 million stablecoin wallets worldwide.
Robinhood fund buys into Stripe, AI start-up ElevenLabs
Last month
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fintech
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risk & compliance
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genai
Robinhood Ventures Fund I adds Stripe and ElevenLabs stakes to give retail investors listed access to late-stage private tech firms.
Black Kite adds Open FAIR to quantify third-party risk
Last month
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ransomware
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digital transformation
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supply chain
Black Kite weaves Open FAIR into its platform to automate financial loss estimates in third-party cyber risk assessments and reviews.
GPT-5.4 tops AI accounting test but errors remain high
Last month
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digital transformation
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fintech
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risk & compliance
GPT-5.4 leads new AI benchmark on real-world accounting tasks, but its 77.3% score leaves firms facing stubborn reliability gaps.
Deloitte offloads Auvenir which rebrands as Streamworks Tech
Last month
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digital transformation
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rpa
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risk & compliance
Deloitte has sold its audit software venture Auvenir to its management in a buyout, with the business rebranding as Streamworks Tech.
PayPal expands PYUSD stablecoin to 70 global markets
Last month
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crypto
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fintech
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blockchain
PayPal widens access to its PYUSD stablecoin, rolling it out to accounts in 70 markets to speed up and cut the cost of cross-border payments.
Mastercard to buy BVNK in USD $1.8 billion stablecoin push
Last month
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crypto
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fintech
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blockchain
Mastercard to acquire stablecoin platform BVNK in a deal worth up to USD $1.8 billion, deepening its push into on-chain payments.
British bank backs SuperSeed Physical AI fund with cash
Last month
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manufacturing
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digital transformation
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supply chain
British Business Bank pledges up to GBP £50 million to SuperSeed's new Physical AI fund targeting early-stage industrial tech start-ups.
Wise secures full Thai licences for cross-border wallets
Last month
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crypto
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fintech
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blockchain
Wise wins full Thai licences to launch cross-border wallets and cards, challenging banks in a USD $9.46 billion remittance market.
Starling unveils free MTD tax tool for sole traders
Last month
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fintech
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financial systems
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risk & compliance
Starling launches free in-app MTD tax tool for sole traders and landlords, ahead of April 2026 digital income tax rules from HMRC.
Bitget widens Ondo tokenised stocks, ETFs & metals
Last month
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crypto
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fintech
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blockchain
Bitget expands Ondo tokenised stocks, ETFs and metals, adding 24/7 tradable US equities, index funds and gold-silver exposure to its spot market.
OneVest unveils AI-powered workspace for wealth firms
Last month
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crm
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document management
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digital transformation
New York fintech OneVest has launched OneVest GO, an AI-powered CRM workspace to streamline communications and workflows for wealth advisors.